# Baccarat Strategy – How to Win Big at Baccarat

Baccarat is a game of chance with a simple rule: the winner of each hand is determined by which one has the closest total to nine. This is true whether you’re betting on the Banker, Player or Tie. Baccarat rules vary a little depending on whether you’re playing punto banco or the more sophisticated chemin de fer variation, but the basics are the same. Regardless of which version you play, there are some strategies you can use to maximize your chances of winning.

The simplest way to approach baccarat is by making flat bets and recording the results on your score sheet. This way, you can see patterns in the game and make adjustments accordingly. For example, if you notice that the banker’s wins have been alternating between double win streaks and single win streaks, you can increase your bets on the Banker to compensate for the imbalance.

Another important factor is to decide how much you’re willing to lose. This will help you stop gambling when you’ve reached your loss limit and avoid chasing your losses. Having a limit helps keep your money in check, which is particularly important when playing baccarat.

Once all the players have placed their bets, the croupier deals two cards to the Player and two to the Banker. The goal is to have a hand with the highest value, but remember that only the rightmost digit matters. So a seven and a four add up to 13, but the final number is only three because there’s a 0 in between the 7.

The Banker is the preferred bet because it has a lower house edge than the Player. This is because the croupier’s job is to follow the rules of the game, which dictate that only the banker can draw a third card in cases where the first two are equal in value.

While the banker hand is more advantageous, the game is still a game of chance, so it’s best to stick with a strategy that maximizes your wins while minimizing your losses. There are many baccarat strategies to choose from, including betting systems and pattern systems. Betting systems focus on maximizing wins and minimizing losses during losing streaks, while pattern systems prioritize anticipating the order of the cards in the baccarat shoe.